Richard E Hawes Insurance Inc

Reverse

2011-06-20T13:52:00.000-07:00

You jump in the car early one morning before your first cup of coffee, eyes still bleary with sleep. You open the garage door and prepare to back out. Thought the car was in reverse, didn’t you? It wasn’t. It was in drive.

Now you’re left with some big problems: there’s a hole in your garage wall, and your car is sitting in your kitchen. What do you do now?

If you have your auto and homeowner’s insurance bundled with Richard E. Hawes Insurance, your next move is simple: call our office. That’s it. One phone call to one person, rather than scrambling to remember who you need to call for each policy. We can help you get that hole patched—and car fixed-- in no time.

Not only is policy bundling convenient for you, it can also save you money with our multi-policy discount. Turns out you can have it all.

An unexpected guest

2011-05-09T10:38:00.000-07:00

One day, you’re casually eating breakfast when a tree limb from that big oak tree outside decides to join you in the dining room leaving you with a lot of damage and a big mess. What do you do now?

Your first call should be to Richard E. Hawes Insurance Inc. Not only does this let us get the claims process started as soon as possible, we can also help in other ways. We live and work in your community, and we know the contractors here. Let us recommend a contractor who we know will do the job, and do it right. Of course, you’re always welcome to use your own contractor, but when you just want that tree limb out of your kitchen, knowing that help is on the way can be a huge comfort.

We can also help you find an auto repair shop that will meet your needs, and a mechanic you know you can trust.

Let us help you find contractors and mechanics to get you back to your life as soon as possible. For added convenience, bundle your homeowner’s and auto policies with us. Then you’ll only ever have to worry about making one call: to your trusted insurance advocate.

Coffee Drinkers in Columbus

2011-02-09T12:30:00.000-08:00

In the month of January we at Richard E Hawes Insurance Inc ran a giveaway. If you asked for an Auto or Homeowner's quote we would give you a Starbucks gift card. We were surprised with the turnout,we quoted a lot of people but we didn't get everybody to switch to Richard E Hawes Insurance Inc. but we got the majority of them and to the ones that didn't we were still able to introduce them to what we provide. You might be asking, Well what do you provide? We provide a one stop shop for all your insurance needs, great competitive rates but on top of that tremendous customer service, we are there for you whenever there is a claim to be processed. With us you call a local phone number not a 1-800 number and you have our email and mobile numbers to make sure we are able to assist you.
And because of the success of the Coffee giveaway we will be extending it through out the whole month of February for those of you that still haven't gotten your Starbucks cards they will be coming to you shortly.
This giveaway works for referrals too, if you know somebody that is looking for Home and/or Auto insurance refer them to us for a quote and we will give you a Starbucks gift card.

Be a safe cook this Holiday Season

2010-12-14T17:35:00.000-08:00

- It’s especially easy to get pulled away from the stove around the holidays, when family and friends gather to celebrate. So if you’re cooking this year, check out these tips recommended by the Home Safety Council and the National Fire Protection Association (NFPA) to prevent fires and burns.

Cook up Safely

Always stay in the kitchen while cooking on the stovetop.
Use a timer to remind you that you have food simmering, baking, roasting or boiling.
Keep things that burn ― dishtowels, paper or plastic bags, oven mitts, wooden utensils, food packaging, paper towels and curtains ― at least 3 feet away from the stovetop.
Keep your cooking area clean. Do not let grease build up on the range top, toaster oven or in the oven.
Check your outlets. Kitchen electrical outlets should have ground-fault circuit interrupters(GFCIs). This can prevent dangerous shock and some electrical fires by interrupting the flow of the electric current, according to the Consumer Product Safety Commission. If you don’t have them, contact an electrician to install them in your home.

Check Your Coverage

As a basic precaution, purchase a home, tenant or condominium insurance policy. These usually come in two coverage varieties.

Named perils policies specifically list the perils for which they provide coverage. A peril is a specific risk or cause of loss covered by the policy, such as a fire, windstorm or theft.
Open perils policies provide coverage for all perils except those specifically listed as being excluded.

There are also two main settlement varieties.

Replacement cost settlements pay today's cost to rebuild or replace a structure with materials of like kind and quality.
Actual cash value settlements will deduct for depreciation due to age and condition of the property.

For more information about coverage and protecting your home from a devastating fire, contact Richard E Hawes Insurance Inc